We have found Umbrella insurance to be the least known policy in personal insurance, and yet, it’s the absolute most important policy you can own.
Accidents happen. And unfortunately, sometimes the costs can exceed your auto or home policy limits. A liability umbrella insurance policy works as a protective umbrella over both your auto and home insurance to guard your current assets, as well as what you are working towards. Policies start in increments of $1 million in coverage and can cost as little as $15 a month.
Important things to remember while considering a liability umbrella insurance policy:
Even if you could afford to pay the costs of a lawsuit, would you really want to? Think about putting an Umbrella policy in place today.