Most people don’t think about obtaining insurance when they are renting. However, the property owner’s insurance does not usually cover your personal belongings. So in case of fire, theft, water damage, etc. you would be responsible for replacing everything you own.
Also, if you cause damage to the property, even accidentally, you can be held liable. For example, if you leave a candle burning and it somehow catches your apartment on fire, perhaps even the apartments around you, you could be responsible for all of the repair costs.
We recommend the following limits and your quote will include these:
Don’t take chances. Speak with one of our experts today.