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Disability Insurance

What would your or your family be able to live without if you were disabled and lost your ability to earn a paycheck? Individual disability insurance coverage provides a monthly cash benefit when you suffer a sickness or injury that leaves you totally disabled or partially disabled.

You can’t predict if or when you will become disabled in your lifetime. But you can plan for a disability by having insurance coverage in place to help provide an income should you become disabled due to sickness or injury and are unable to work. Our coverage can provide a monthly income when it is needed most.

Events Covered:

  • Total Disability
  • Partial Disability
  • Pregnancy
  • Recurrent Disability
  • Concurrent Disability

What you Can Expect:

  • Monthly insurance benefit of up to 60% of income
  • Portability
  • Pregnancy benefit
  • Guaranteed renewable to age 70

These insurance policies offer benefits paid on a cash basis directly to you and are available either individually or through your employer. If you are interested in your employer offering these supplemental health insurance benefits, contact us at 919-755-1133 and we will help walk you through the process.