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Umbrella Insurance

What is a liability umbrella insurance policy?

We have found it is the least known policy in personal insurance and yet it’s the absolute most important policy you can own. Accidents happen. And unfortunately sometimes they can exceed your auto or home policy limits. A liability umbrella insurance policy works as a umbrella over both your auto and home insurance to protect your current assets as well as what you are working towards. It starts in increments of $1 million in coverage and can cost as little as $15 a month.

Important things to remember while considering a liability umbrella insurance policy:

  1. Auto and home insurance often don’t cover certain types of incidents such as slander. But a liability umbrella can.
  2. You won’t have to go to court alone. Allstate will retain and pay for a lawyer to represent you.
  3. Even if you can afford to pay during a lawsuit, do you want to?