What should I consider when purchasing home insurance?
- Make sure to talk through every coverage with your agent- each home insurance policy is different and covers different things.
- Ask how your belongings are covered- especially in regards to theft.
- If you have large collections of things such as jewelry or firearms, keep an inventory and find out about specific coverages for those items.
- There are specific coverages and policies for homes that are leased to others or relatives. Make sure to let your agent know if you do not primarily reside in the home.